Stratum Collective — Precedent Intelligence

Building institutional memory for healthcare revenue cycle.

Healthcare reimbursement appears rules-based. In practice, enforcement varies — and the gap between written policy and real-world enforcement is where denials get won or lost.

§ 01

The insight that drives everything

MCG and InterQual define medical necessity requirements. But how payers enforce those requirements varies — by payer, plan, reviewer, and timing. The same documentation that works for Aetna gets denied by Cigna.

Experienced billers know this. They’ve learned which evidence combinations work for which payers. The problem: that knowledge disappears — trapped in email threads, one person’s head, or lost when staff leave.

What we’re building: institutional memory as software.

§ 02

Why now

Believe AI Can Help
67%
of healthcare leaders
Actually Implemented
14%
The window is open
Worsening Experience
78%
despite RCM automation
§ 03

Our approach

Calm over chaos

We build systems that reduce fire drills, not create them.

Clarity over assumption

We capture what actually works — not what should work in theory.

People before process

The goal is to make experienced billers more valuable, not to replace them.

§ 04

Our moat

Evidence sequencing — Competitors log what was submitted, not submission order. Requires 12–18 month data retrofit.

Human-governable precedents — Billers read, challenge, update. Model weights can’t be governed.

Corpus depth — Building the deepest structured precedent corpus in behavioral health RCM — 500+ precedents by Q4 2026.

12–18 mo
Market window before Tier 2 vendors retrofit
500+
Precedents target by Q4 2026
§ 05

Contact

Interested in a conversation?

Stratum Collective — p. 07