Terms of Service
Acceptance of Terms
By accessing or using the Stratum Collective website and services (“Services”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Services.
Description of Services
Stratum Collective provides precedent-based denial intelligence services for healthcare organizations, including assessment sprints, intelligence platform subscriptions, and related analytical tools. Specific service terms, deliverables, and pricing are defined in individual client agreements.
Use of Website
You may use our website for lawful purposes only. You agree not to:
- Use the site in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of the site or its systems
- Use automated tools to scrape, crawl, or extract data from the site
- Interfere with or disrupt the site’s operation or security
Interactive Tools
Our website provides interactive calculators and assessment tools for informational purposes. Results from these tools are estimates and should not be considered financial, medical, or legal advice. Actual results may vary based on your organization’s specific circumstances.
Intellectual Property
All content, methodologies, precedent datasets, intelligence outputs, and materials on this website are the property of Stratum Collective and are protected by applicable intellectual property laws. Client-specific deliverables are governed by individual service agreements.
Client Data
Client operational and claims data provided during engagements is handled under separate data processing agreements. We do not share client data between organizations. Precedent intelligence derived from engagements is anonymized and aggregated in accordance with client agreements.
Limitation of Liability
Stratum Collective provides its Services on an “as is” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied. We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our Services.
Indemnification
You agree to indemnify and hold harmless Stratum Collective, its officers, employees, and agents from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.
Termination
We reserve the right to suspend or terminate access to our Services at our discretion. Active service agreements are governed by their own termination provisions.
Changes to Terms
We may update these Terms from time to time. Continued use of the Services after changes constitutes acceptance of the updated Terms. Material changes will be communicated through the website.
Governing Law
These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.
Contact
For questions about these Terms, please contact us at hello@stratumcollective.co.